The world of digital payments is constantly evolving and today we are able to make instant transfers thanks to online banking services. Creval, the Italian bank with more than 130 years of experience, offers its customers the opportunity to make instant transfers easily and quickly through the mobile app or website. In this article, we will see how the instant transfer service works with Creval and how to activate it, in addition to the costs and limits associated
with its use.
Table of Contents:
How does instant wire transfer work
Instant wire transfer is a type of payment that allows you to transfer money in real time between different bank accounts. This service is only available for domestic transfers and has a maximum limit of 15,000 euros per transaction. The instant transfer can be made 24 hours a day, 7 days a week, even on holidays. To make an instant transfer, it is necessary to know the recipient’s IBAN and the BIC/SWIFT code of the bank to which they belong. Once the transaction is completed, the money is immediately transferred to the recipient’s account and the sender receives a confirmation notification
.
How to activate the instant transfer service with Creval
To activate the instant transfer service with Creval, you must have an active current account with the bank. In addition, it is necessary to have the activation code available for online services, which can be requested at the branch or through the telephone assistance service. Once the code has been obtained, it is possible to activate the instant transfer service through the mobile app or website. It is important to verify that your credit card is enabled for online payments and, if not, request the activation of the service at your branch. Once the service has been activated, it is possible to make instant transfers easily and quickly
.
How to make an instant transfer with Creval through the mobile app
To make an instant transfer with Creval through the mobile app, it is necessary to access the app and select the item ‘Instant Transfer’ from the main menu. At this point, it is possible to enter the amount to be transferred, the recipient’s IBAN and the BIC/SWIFT code of the bank to which they belong. It is also possible to enter a reason for payment and choose the credit card to be used for payment. After verifying the data entered, simply confirm the payment and wait for the confirmation of the transfer. Alternatively, you can use the save payees feature to make subsequent payments even faster
.
How to make an instant transfer with Creval through the website
To make an instant transfer with Creval through the website, you must access the reserved area of your current account and select the item “Transfers” from the main menu. At this point, it is possible to select the desired type of transfer and enter the recipient’s IBAN, the BIC/SWIFT code of the bank to which they belong and the amount to be transferred. It is also possible to enter a reason for payment and select the credit card to be used for payment. After verifying the data entered, simply confirm the payment and wait for the confirmation of the transfer. Alternatively, you can use the save payees feature to make subsequent payments even faster
.
Costs and limits of the instant transfer service with Creval
The instant transfer service with Creval costs 1.50 euros per transaction, to which is added the possible commission of the credit card used for payment. The maximum limit for each transaction is 15,000 euros, while the daily limit is 30,000 euros. It is important to keep in mind that instant transfer is only available for domestic transfers and that its availability also depends on the recipient’s bank. In the case of international transfers or banks not authorized for the service, the transfer will take place according to traditional methods and may take
a few days.
In conclusion, the instant transfer service with Creval is a convenient and fast solution for transferring money between different bank accounts. Thanks to the availability of the mobile app and the website, it is possible to make instant transfers at any time and wherever you are. However, it is important to keep in mind the costs and limitations associated with the service in order to use it wisely.
