PayPal and Postepay are two very popular payment methods in Italy, used by an increasing number of people. Their popularity is due to the fact that both systems are very simple to use, offer great security and are relatively inexpensive. However, there are some differences between the two solutions that it is important to know before deciding which one to use. In this article, we’ll take a closer look at the differences between PayPal and Postepay, to help you make an informed decision.
Discover the Difference Between PayPal and Postepay
PayPal and Postepay are both payment systems, but there are some differences that are important to know before deciding which one to use. First of all, PayPal is an online payment system, while Postepay is a prepaid card issued by Poste Italiane. This means that to use PayPal you must have an online account and a credit or debit card linked, while to use Postepay you must go to a post office and buy a card. In addition, PayPal and Postepay both offer a high level of security, but PayPal offers greater additional protection against fraud since credit or debit card information is never shared with stores. In addition, PayPal offers 180-day protection against fraud, unlike Postepay, which does not offer any protection against fraud.
PayPal and Postepay also offer different fees.
PayPal charges a fee of 3.4% + €0.35 per transaction, depending on the currency. Postepay, on the other hand, does not charge any commission for transactions, but Poste Italiane charges a fee of € 5.90 for recharging the card. Postepay cards also have a daily recharge limit of € 1,000, while with PayPal there is no limit. In addition, with PayPal you can send and receive money in any currency, while Postepay cards are only available in Euro. Finally, PayPal also offers a variety of additional services, such as the ability to create an invoice online and manage taxes, while Postepay does not offer such services.
Conclusion
PayPal and Postepay are both very popular payment systems in Italy, but there are some differences that are important to know before deciding which one to use. PayPal is an online payment system, while Postepay is a prepaid card. PayPal also offers greater protection against fraud and a variety of additional services, while Postepay does not offer any protection against fraud and does not have additional services. In addition, PayPal charges a fee of 3.4% + € 0.35 for each transaction, while Poste Italiane charges a fee of € 5.90 for recharging the card. Unpublished tips: An alternative to PayPal and Postepay is the use of a debit or credit card. Debit and credit cards are secure and offer the possibility to make payments worldwide. In addition, some credit cards also offer additional services such as travel insurance and fraud protections. However, it’s important to remember that debit and credit cards are subject to a fee, so it’s important to compare rates before choosing a card. Also, some credit cards may charge a currency conversion fee, so it’s important to make sure the card is suitable for your travels.
