There are currently hundreds – perhaps thousands – of cryptocurrency apps around today. Each is designed to serve a specific purpose and appeal to the diverse needs of cryptocurrency traders/investors – from offering the lowest trading fees, the widest selection of cryptocurrencies, crypto custody services, price alerts, and passive income opportunities to present users with the interfaces best suited to beginners. How, then, do you find the best crypto apps in 2022?
Well, start with understanding your cryptocurrency trading/investing needs and then explore the market to find the best cryptocurrency app that appeals to these needs.
To help you get started, our analysts have explored the market and discovered what they believe to be the best apps for cryptocurrencies in 2022. In this guide, we’ll discuss the top 10 – telling you what sets them apart and why you should consider adding them to your profile. We’ll also show you how to identify the one that best suits your needs.
Best Cryptocurrency Apps in 2022
Here’s a quick description of what our analysts – and the wider crypto community – consider the best crypto trading apps in 2022.
- eToro – The Absolute Best Crypto App in 2022
- Crypto.com – Best Crypto Loan App
- BitStamp – The Best Cryptocurrency App with Low Trading Fees
- Unhold – The best app to buy cryptocurrencies with anything
- Binance – The Best App for Real-Time Trading
- Coinbase – Crypto Wallet App More Suitable for Beginners
- DeFi Swap – DEX for Beginners for Altcoin Exchange
- Aqru – The Best App for High Interest Rates on Staked Crypto
- Coinmama – The Best App to Buy Cryptocurrencies Instantly
- FTX – The Best Crypto App for Portfolio Monitoring
Below, we discuss in detail each of these best crypto apps. We introduce you to their main features and tell you why they are worth downloading.
Top 10 Crypto Apps Reviewed
Most of the best crypto apps listed above are very popular and have an almost global presence. But we looked beyond this popularity and accessibility when we found the list of the best cryptocurrency apps in 2022.
We checked their reputation and reliability, confirmed their trading fees, tested usability, checked security and customer service, and even confirmed their transaction processing speeds.
In the end, we opted for the following as the best crypto apps. Let’s discuss each in detail:
1. eToro – The Best Crypto App in 2022
eToro tops our index of the best apps in 2022 thanks to its rich pool of built-in features. We especially liked the fact that it captures all the important aspects of the main eToro exchange, from security to its appeal to both novice and experienced cryptocurrency traders/investors. The app has a smooth client onboarding process and an easily navigable interface, and hosts a wide range of cryptocurrencies by integrating the most advanced trading and analysis tools.
The eToro app also comes in our basket of the best cryptocurrency apps due to its low trading cost and even lower deposit/trading minimums. You only need $10 (if you reside in the US or UK) to start buying cryptocurrencies on the eToro app.
This deposit can be made through various popular online payment processing services, including PayPal, bank transfer, ACH, credit cards, debit cards, and eWallets such as Skrill and Neteller. There are no deposit fees, and the transaction fee for all cryptocurrency purchases is set at 1% of the trading volume.
Other factors that make eToro the best app for trading cryptocurrencies in 2022 include the fact that it is a multi-regulated cryptocurrency exchange. Without forgetting that it provides free crypto wallet services to its users. But more importantly, users are attracted to its commitment to the safety of client funds, especially the fact that it has never been hacked.
2. Crypto.com – The Best Crypto Lending App
Crypto.com describes itself as “the fastest growing crypto app in the world.” While this may be true, especially when you consider that it currently has over 10 million downloads on both the Google Play Store and the Apple App Store, it is featured in our list of the best crypto apps mainly because of its crypto lending feature.
Crypto.com app allows you to borrow up to 50% of your staked cryptocurrency and repay it at competitive interest and in affordable installments of up to 12 months. Meanwhile, the staked cryptocurrency continues to grow at an interest rate of up to 14.5% per annum.
In addition to the passive income generation feature, we present Crypto.com among the best cryptocurrency apps in 2022 due to its ease of use. This starts with a smooth client onboarding process and extends to low minimum deposit/trading limits of $20. It further extends to support for a wide range of deposit options, including debit cards and PayPal and covers its highly intuitive interface.
Other factors that make Crypto.com one of the best crypto trading apps include the fact that it supports a wide range of cryptocurrencies – up to 250 and their cryptocurrency pairs. We also like that it provides users with a free crypto wallet and maintains competitive trading fees. To buy cryptocurrencies on the app, you’ll only have to pay a maker/taker fee of between 0.4% and 0.1% – based on the 30-day trading volume on the exchange.
3. BitStamp – The Most Trusted Crypto Trading App
Founded in 2011, Bitstamp is one of the oldest and therefore among the most reliable crypto exchanges in the world. But that’s not the only reason we consider it one of the best crypto apps in 2022.
We also include it here because of its support for a growing number of cryptocurrencies and competitive trading fees. Today you can trade 50 cryptocurrencies, including all the most popular coins – on Bitstamp. And you just have to pay a maker/taker fee of between 0.5% and 0.25% – based on the 30-day trading volume on the exchange.
We also introduce Bitstamp among the best cryptocurrency apps today because of its commitment to the security of customer assets and [personal data. The app, currently available on both Google Play and Apple’s App Stores, features robust security measures, including a strong password and biometric authentication. It also provides users with free wallets and keeps up to 98% of their private keys in an offline vault.
Other factors that make Bitstamp one of the best apps for trading cryptocurrencies include its fast transaction processing speeds and support for a wide range of fiat deposit options. It also does not maintain a minimum deposit limit and gives users access to real-time price charts. It also features an intuitive user interface that integrates a range of trading, analysis and research tools.
4. Uphold – The Best App to Buy Cryptocurrencies with Anything
Uphold has become synonymous with its unique “anything to anything” trading model. This implies that the fast-growing mobile app will allow you to buy any of the more than 200 supported cryptocurrencies with hundreds of other supported financial instruments. Therefore, unlike other crypto apps that allow you to buy cryptocurrencies only with another cryptocurrency or fiat currency, Uphold allows you to buy cryptocurrencies with fiat currency, stocks, another cryptocurrency, and even commodities.
But this standout feature isn’t the only thing that makes Uphold one of the best crypto apps. Others include its ease of use and low trading/deposit lows. To begin with, Uphold maintains an easily navigable and beginner-friendly trading interface. It has no minimum deposit limits or account balance minimums, and you can start buying cryptocurrencies with as little as $1. Spreads vary depending on the preferred cryptocurrency, but are highly competitive.
Other factors that make Uphold one of the best crypto trading apps include the fact that it also allows passive investment in cryptocurrencies. Today you can bet 9 popular digital currencies and earn up to 19.5% APY interest. Uphold also provides crypto custody services and is completely confidential, i.e. it does not lend your assets to third parties.
5. Binance – The Best App for Real-Time Trading
Binance is probably the most popular and largest cryptocurrency exchange in the world. The app has been downloaded over 50 million times and has a rating of 4.5/5 after 1 million reviews on the Google Play Store and 4.7/5 after 120k reviews on the App Store.
In addition to this popularity and solid reputation, Binance also enters our basket of the best crypto apps in 2022 thanks to its ultra-fast fast transaction processing speeds. It also makes it here because of its unparalleled cryptocurrency trading volumes, making it more suitable for real-time cryptocurrency trading.
The Binance app also features among the best crypto trading apps because of its rich pool of crypto assets. For example, it features a wide range of advanced analysis, trading and risk management tools. It also integrates a wide range of passive crypto investment tools – from Binance Save, staking and lending, to liquidity farming, and all pay competitive interest rates for the cryptocurrencies invested. Not forgetting that in addition to the more than 600 cryptocurrencies supported, you can now trade NFT via the Binance mobile app.
We also rank the Binance app among the top cryptocurrency apps in 2022 because of its commitment to the security of client funds. It provides users with a free crypto wallet, holds over 90% of their private keys offline, and maintains a $1 billion insurance fund for the remaining amount. The app is also ultra-secure and integrates security features like strong passwords, biometrics, whitelists, and delayed withdrawals.
Other factors that make Binance the best app for trading cryptocurrencies include its low trading minimum of $1 as well as its competitive trading fees. Here, deposits and withdrawals are free, and you’ll only pay a maker/taker fee of between 0.1% and 0.04% – based on your monthly trading volume. And if you solve the crypto trading fee with BNB coins, you qualify for a 25% discount.
6. Coinbase – Crypto Wallet App More Suitable for Beginners
Coinbase is one of the best crypto apps for digital currency traders and investors with unrestricted crypto trading/investing experience. It maintains one of the simplest client onboarding processes and maintains a highly navigable user interface. These are then complemented by a wide range of educational content built into the app.
We also present Coinbase among the best cryptocurrency apps because it integrates the buy cryptocurrency feature instantly. This allows you to convert one cryptocurrency or fiat to another cryptocurrency without going through the order book.
In addition, you only need a minimum of $2 to start buying supported cryptocurrencies on the platform. And the amount can be deposited via popular payment options such as credit cards, debit cards, bank transfers, and eWallets as PayPal.
Other factors that make Coinbase one of the best crypto apps – with over 10 million downloads – include its free crypto wallet and commitment to the security of customers’ assets. The exchange stores up to 98% of your private keys offline and secures the remaining 2%. It therefore supports security measures such as biometrics, strong passwords and whitelist addresses. It does this here as well because it allows traders/investors to create crypto wallets and earns highly competitive interest on the staked digital currencies.
7. DeFi Swap – DEX for Beginners for Altcoin Exchange
While all the other apps we’ve discussed here are mobile versions of centralized exchanges, DeFi swap stands out as the only decentralized exchange app on this list. Therefore, it is aimed at cryptocurrency traders and investors who wish to trade and earn cryptocurrencies pseudonymously.
We present it among the best cryptographic apps for its friendliness for beginners, thanks to its decongested and easily navigable interfaces. This interface presents only three crypto trading/investment options.
The first is the Swap option that you can use to trade hundreds of supported altcoins and tokens. Second, you have the staking option that pays highly competitive interest – sometimes more than 100% – with fixed block periods between 30 days and a year. Finally, the liquidity feature allows you to contribute liquidity to one or more pools of DeFi Swaps and share the fees made by the pool.
DeFi Swap ranks high in our index of the best crypto apps in 2022 because it supports anonymous trading. For example, you do not need to create a user account to use DeFi Swap; just connect it to your Metamask wallet. It also presents here because of its ultra-fast transaction processing speeds and support for a large number of tokens.
8. Aqru – The Best App for High Interest Rates on Staked Crypto
Aqru is a crypto savings account and one of the best crypto apps for anyone looking to earn competitive interest on the staked cryptocurrency. Founded in 2019 by Accru Finance Ltd, the app provides crypto investors with a platform where they can convert their cryptocurrencies at highly institutional-level rates, buy all the most popular digital currencies, and earn competitive interest – up to 8% APY on the assets staked.
Unlike most other staling crypto apps, Aqru doesn’t have a lockout period for staked assets. Interest is tracked on an hourly basis and paid daily, which implies that you can withdraw your coins at any time without risking the interest earned. These cryptocurrencies can be deposited directly on Aqru or purchased on the app using EUR or GBP fiat currencies.
The minimum you can deposit in Aqru is $100 through payment options such as bank and cards. The app will then process the purchase via a fiat-to-crypto ramp like MoonPay. On the other hand, crypto conversions are instantaneous, performed at institutional exchange rates and attract only a commission of 0.35%.
We also present Aqru among the best apps for cryptocurrencies because of its commitment to the security of customer resources. It has integrated such security measures around the app as two-factor authentication, biometrics, and whitelist addresses. Your deposits in the Aqru app are also insured by multiple agencies.
9. Coinmama – The Best App to Buy Cryptocurrencies Instantly
The Coinmama app describes itself as one of the “easiest ways to buy and sell cryptocurrency.” Adding to the fact that the exchange has been around since 2013, one could also say that it is one of the oldest and most reliable exchanges to buy cryptocurrencies. But it makes it our index of the best crypto apps in 2022 due to its ease of use, especially the support for the buy cryptocurrency feature instantly.
Note that, unlike most of the crypto apps we discussed above, Coinmama is a crypto investment platform – not a crypto trading platform. This implies that while you can buy a growing range of crypto assets on the Coinmama app, you can only sell Bitcoin here. Also, keep in mind that Coinmama does not offer crypto custody services. Therefore, you need to acquire a third-party digital wallet before buying cryptocurrencies on the most popular app.
Despite these shortcomings, however, the Coinmama app has been downloaded over 100K times on the Google Play Store. So what makes it one of the best crypto apps?
For starters, its beginner-friendly friendliness – as it maintains a simple onboarding process, also features an easily navigable/intuitive interface, and allows you to buy cryptocurrencies instantly. It also ranks among the best apps for cryptocurrencies due to its high transaction processing speeds and competitive crypto trading fees, between 0.9% and 3.99%.
10. FTX – The Best Crypto App for Portfolio Monitoring
FTX is the trading app of the popular FTX exchange and one of the fastest growing crypto ecosystems. It is also one of the most innovative crypto apps and has already reached over 5 million downloads on both the Play Store and the App Store.
Some of the factors that help it stand out among the best cryptocurrency apps include support for a wide range of digital assets, crypto derivatives integration, easy customer onboarding, a quick cryptocurrency purchase process, low minimum trading limits, and even lower transaction fees.
To start buying cryptocurrencies on the FTX app, for example, you only need to deposit $10. This gives you access to hundreds of digital assets and crypto derivatives such as futures and options that can be traded with leverages of up to 20X. The exchange app does not keep deposit or withdrawal fees, and trading fees are grouped into maker/taker fees ranging from 0.07% to 0%, depending on the trading volume.
But we present FTX in our list of the best crypto apps mainly because of its recent acquisition – Blockfolio. Acquired in late 2020 and integrated into the FTX app, Blockfolio is a crypto wallet monitoring tool that allows you to monitor your wallet on over 500 trades. It supports the creation of multiple portfolios and anyone can, therefore, use it to monitor the performance of their personalized long-term investments, short-term operations and checklists.
How to Choose the Best Crypto App Today
Now that you know the 10 best cryptocurrency apps for 2022, it’s important to look at some of the things you need to consider when choosing the best app for you.
These factors vary from one crypto investor to another and include:
The number of cryptocurrencies supported: The ideal crypto exchange should support all your favorite crypto assets. For active traders, you’re better off with trading apps that support hundreds of assets and thousands of cryptocurrency pairs, while investors can settle for apps that list only the most popular assets.
Cost of trading: Transaction fees can have a significant impact on profitability, especially if you are an active trader. Therefore, you only go for trades with a low trading cost.
Ease of use: You also want to settle for just a cryptographic app with an easily navigable interface. Avoid trading platforms with congested and complicated trading interfaces.
Trading Tools: A good trading app should also integrate relevant and advanced trading tools, market research, analysis, educational and risk management tools. Confirm the existence of all of these before downloading your favorite crypto app.
Crypto Custody: It’s not enough for a crypto app to provide you with an easily navigable interface, trading tools, and a wide range of digital assets. The best app should also be secure and provide a guarantee of security for all your crypto assets and personal data.
FAQs of The Best Crypto Apps for 2022
What is the best crypto app?
We believe that eToro is one of the best cryptocurrency apps of 2021 due to its reliability, convenience and integration of the most intuitive trading interface.
What is the best crypto app for beginners?
Most of the best crypto apps we’ve discussed here are quite suitable for beginners as they feature easily navigable interfaces and a smooth onboarding process. We, however, would recommend Coinbase, DeFi Swap or Coinmama because they allow you to buy cryptocurrencies instantly.
What is the best crypto app for price alerts?
Bitstamp and eToro crypto apps will send you real-time price alerts or different cryptocurrencies.
What is the most secure cryptographic app?
Virtually all crypto apps on this list have put in place proper security measures to keep your private keys and personal data safe. However, we would recommend eToro as the most secure crypto app because it has never been hacked.