The Government is considering maintaining the Women’s Option also in 2025, but with a significant weakening. Due to the limited economic resources available, the form of early retirement could undergo a series of
restrictive changes.
Table of Contents:
Possible weakening of the Women’s Option in 2025
In 2025, Women’s Option could be modified to reduce the number of beneficiaries. The proposal currently under consideration provides for more stringent access criteria, although it is not yet clear how they will be implemented.
The objective is to limit the audience of those entitled to contain public spending
.
Currently, Women’s Option allows workers, both employees and self-employed, to retire early if they have accumulated at least 35 years of contributions by 2023 and if they have reached a minimum age that varies between 59 and 61, depending on the number of children or their employment situation. However, by 2025, these conditions could be revised and tightened.
The Uncertainty About the Future of Women’s Option in 2025
A final decision on Women’s Option for 2025 has not yet been made. Current discussions indicate that stricter access requirements may be introduced, such as an increase in the minimum age or a reduction in the amount of the pension allowance. These changes are related to the limited financial resources available for pensions in 2025
.
The economic forecasts of the Economic and Financial Document (DEF) 2024-2025 show that the Government will have to make significant cuts in the pension budget, focusing resources on other priorities such as cutting the tax wedge and reducing personal income tax.
Retirement Methods in 2025
The 2025 Budget Law will be decisive in establishing the methods of early retirement for the year. In addition to a possible remodeling of the Women’s Option, there may also be restrictions for other forms of early retirement, such as Quota 103 and
APE Sociale.
At the moment, the proposals relating to Quota 41 and other outbound forms of flexibility also remain uncertain. Government experts are still considering various options, including the possibility of a bonus for those who choose to delay retirement up
to 71 years.
Conclusions
The Women’s Option situation for 2025 is still uncertain, but current indications suggest a possible weakening of the measure. The final decision will depend on the available resources and the priorities established in the 2025 Budget Law. It will be important to monitor developments in the coming weeks to understand how the rules for early retirement will change
.
