A growing heritage
In 2024, the savings of Italian families and businesses reached an impressive value of 8,306 billion euros, an increase of 316 billion compared to the previous year, corresponding to an increase of 3.9%. This fact, which emerged from a survey conducted by Unimar, highlights the financial strength of Italians, which represents a fundamental counterweight for the stability of public finances. In fact, this figure is almost triple the Italian public debt and about 40 times the appropriations provided for by the National Recovery and Resilience Plan
(PNRR).
Details on household wealth
Analyzing in more detail, the wealth of Italian families, consisting of reserves, funds and securities, reached 5,727 billion euros in 2024, an increase of 217 billion (+3.9%) compared to 2023. According to the Unimar Study Center, total financial wealth in Italy amounts to 19,613 billion, an increase of 169 billion (+0.9%) compared to the previous year and 2,574 billion (+15.1%) compared to 2019. This growth is attributable to a combination of cash, current accounts, deposits, bonds, stocks, and insurance policies
.
Investments and investor confidence
Another interesting aspect concerns the largest holders of wealth. Banks and investment funds, for example, hold a total of 5,001 billion euros, but they recorded a decrease of 125 billion compared to 2023. On the other hand, the insurance and pension fund sector showed moderate growth, reaching 1,134 billion (+4.0%). In addition, foreign investors have contributed significantly, holding financial values in Italy of 3,442 billion, an increase of 78 billion compared to 2023. This demonstrates Italy’s ability to attract foreign capital, despite global geopolitical and macroeconomic uncertainties
.
