Table of Contents:
The current context of the real estate market
The Italian real estate market is facing a series of significant challenges, especially with regard to access to credit. According to a recent survey conducted by SWG for Casavo, 35% of respondents express concern about the difficulty of obtaining mortgages, a fear that reaches 40% among Generation Z young people. This fear is particularly acute in large cities, with Rome registering 53% anxiety compared to Milan, where the
percentage is 39%.
The fears of Italians
In addition to the difficulty of accessing credit, Italians express other concerns about the real estate market. 23% of respondents highlight the need to redevelop obsolete real estate assets, while 18% are concerned about the increase in raw material costs. In addition, 14% of respondents fear rising interest rates, and 10% are concerned about uncertainties related to government policies. These fears are compounded by growing economic uncertainty, which could affect purchasing decisions in the near
future.
Opportunities for redevelopment and innovation
Despite the challenges, significant opportunities are also emerging in the real estate sector. The redevelopment of urban and peripheral areas is seen as a priority by 39% of those interviewed, followed by a growing interest in sustainability and energy efficiency, with 37%. In addition, 14% of Italians are in favor of developing new housing models that respond to emerging needs, while 10% stress the importance of technological innovation in the buying and selling process. These aspects could represent a turning point for the market, contributing to a sustainable recovery
.
Expectations for the future
Looking to the future, 45% of Italians expect the real estate market to be stable in 2025, while a third of those interviewed fear a possible deterioration of the situation due to rising interest rates and inflation. Despite the optimism of those who have bought a house in recent years, 32% of Italians recognize that the market has experienced a crisis and is slowly recovering. However, those who have made recent purchases feel less optimistic, having faced a market characterized by rising prices and difficulties in
accessing credit.
