First, let’s take a look at what Stellar is – everything – in a quick rundown. So we cover our XLM price forecasts and XLM market forecasts. We will also dive our toes into the distant future of XLM and provide our Stellar price predictions for 2021, 2025 and 2030.
We’ll also answer some of the most common questions about XLM price targets and how high it can go, how XLM will reach $10 or XLM will reach $100 and the like.
We also give our opinion whether Stellar is a good investment, because it could succeed or fail.
XLM Price Prediction – Introduction
Stellar Lumens is a cryptocurrency platform that focuses on cross-border remittances and payments.
Stellar aims to be an open financial system that offers people of all income levels access to low-cost financial services. These services include, but are not limited to:
- Mobile branches
- Mobile money
In addition to these services, a very powerful feature of the network is their Distributed Exchange. Users can liquidate/exchange their funds for other cryptocurrencies or fiat currencies using the platform’s exchange anchors.
It’s pretty clear that cryptocurrency price predictions should be taken with a grain of salt, but there are factors to watch out for that will almost certainly impact the future price of the broader cryptocurrency market. This includes:
- The Level and Nature of Regulations Imposed in Dominating Cryptocurrency Markets
- The level of cryptocurrency adoption in the coming year and beyond
- The level of growth in the cryptocurrency futures market
- The usefulness of tokens and the ability of the underlying technology to solve real-world problems
All cryptocurrency fans and holders have enjoyed the last two months of 2020 and the beginning of 2021. Bitcoin destroyed all resistance levels and continued to set new all-time highs.
All altcoins followed suit, and their dollar value skyrocketed. In addition, there have been a couple of short but very profitable altcoin bull seasons that have seen new and old altcoins rise, breaking old all-time records and setting new milestones.
Stellar was one of those altcoins that has yet to have its five minutes of fame in which it far surpasses bitcoin and the rest of the market.
It is that the surge in prices will occur and Stellar can reach new all-time highs in 2021 is the question in mind of every current and potential XLM holder.
Chances are that bitcoin hasn’t finished unleashing bears yet, which means as a result altcoins are set to see more bull runs in 2021.
If so (we firmly believe so), Stellar’s current all-time high is bound to be broken.
Stellar is bound to be successful, especially if we consider stellar’s fundamentals: the project has seen huge improvements on the technological front, community growth has been explosive, liquidity is plentiful, real-world adoption (outside crypto circles) is approaching, there have been no major setbacks (no shortages and exploitation of the code, no conceptual flaws in its design, no dispute or division of the team etc.).
The only dilemma is when Stellar will shine in full shape – it will be in 2021 or investors will have to be armed with more patience. The first part of 2021 left much to be desired for holders, but Stellar’s previous success from 2017-18 gave us a glimpse into Stellar’s ability to create shock waves across the crypto world and beyond.
Stellar Lumens Price Forecast 2025 – 2030 – 2040
Since we expect Stellar to be among the rare coins that will survive long enough to see 2025 and beyond, we expect its 2025 price to be:
The price of Stellar Lumens in 2030 and beyond will be at least 2-5x of that price.
Most altcoins will fail
Most projects will fail: some startups are created only to raise funds and disappear, some would not handle the competition, but most are just ideas that look good on paper, but are actually useless to the market.
Vitalik Buterin, co-founder of Ethereum said:
“There are some good ideas, there are many very bad ideas, and there are many very, very bad ideas, and even some scams”
As a result, more than 95% of successful ICOs and cryptocurrency projects will fail, and their investors will lose money. The other 5% of the projects will become the new Apple, Google or Alibaba in the crypto.graphic sector. Will XLM be among those 5%?
Hard to say, but the probability for this is better than most other altcoins, but still far from being a wrap.
XLM is placing most of their hopes in their partnership with IBM, which is one of the highlights of the project’s history to date. On the other hand, the niche where XLM is competing is fiercely crowded with other top-notch crypto projects, especially XRP. Since the race is considered by many to be a winner takes it all, XLM is dancing on a razor-thin wire in an attempt to capture the global payments and transfers of value market.
Why will Stellar succeed?
Why will Stellar XLM increase its price in the future? Well, most of the articles on star price forecasting mention the IBM partnership – all their hopes are tied to the IBM partnership. IBM’s blockchain division has decided to use Stellar XLM as the cryptocurrency of choice for its payment infrastructure.
IBM has partnered with many private and central banks in Asia, and the IBM/Stellar partnership is competing with Ripple and is looking to replace SWIFT.
Stellar is also increasing its game in the Middle East, focusing on respecting Sharia in order to conquer this densely populated Muslim area. In addition, Stellar Foundation is one of the richest crypto organizations that could and should result in accelerated development of the Stellar ecosystem.
There are also numerous technological features that have put Stellar in pole position to take the baton from XRP and record real-world utility and adoption. Here are some of the features that are worth highlighting:
Stellar makes it very easy to create, send and exchange digital representations of all forms of money and convert between them on a single network, this will eventually be the way to convert money and all kinds of currency assets, stocks, gold and so on.
Public and non-profit
If you think central banks will issue their CBDCs where the foundation that deals with the network is for profit, think again. Here, too, Stellar is aiming for stars and blows. I would consider many of the for-profit initiatives as unlikely to get CBCD released on them.
Extremely cost-effective and fast transfer and scalability
With bitcoin transactions costing an arm and a leg, Stellar shines once again like starlight.
Although xlm has to go up to 15 USD, which I think will happen in the next 4-5 years. Since it gets 5-6 CBDC on the network at that time. The cost of the transaction will still be close to nothing. And with rising prices we have a solution to “spam” on networks. It already handles millions of transactions/operations every day.
The massive CDBC’ Market & Metcalfes law
Several countries are starting to move or seriously consider CBDCs, and this will make the network extremely valuable over time. Not precious because it is precious, but precious because it is extremely useful to people. Utility comes first and then value, and value and price are not the same thing. This is very easy to forget in today’s cryptocurrency market.
Many people and governments around the world are interested in energy use, and because Stellar is not a proof of working network, it is much, much more energy efficient. This is important and is likely to matter even more in the future
Why will Stellar – XLM fail?
An objective article on stellar future and stellar lumen price prediction should analyze all possible scenarios, not just positive ones. There are reasons why Stellar might fail and even go down. IBM can terminate the partnership with its own solution. Lack of media attention compared to the competition, lack of a well-designed marketing strategy, loss of community support, potential vulnerability in the protocol, failure to achieve the minimum development activity expected on the protocol, failure to attract new developers to use their platform.
In addition, the large total supply in combination with high annual inflation (of about 39%) is a significant obstacle to the increase in the price of the token.
Can Stellar reach $1, $10 or $100?
Well, since it was already almost at that level, seeing its all-time high reach $0.93 during the crypto craze of 2017, returning to that level is certainly possible.
Reaching $10 is a stretch, not to mention $100 or more as it feels more like a fantasy than a realistic possibility. If XLM were to reach $10, that would mean a 90-fold increase – reaching well over $200 billion in market cap (we must take into account its annual inflation when calculating future market capitalization as it is not a simple multiplication of the current limit with 90).
XLM reaching $100 is ridiculous.
Is Stellar dead?
No, as you can easily conclude from this article about Stellar Lumens price forecasting. Also, judging by the team’s activity on social media, github, its own website – Stellar is far from a dead project.
Their communities on Reddit and Telegram are also active, albeit with significantly lower levels of engagement than in 2017. Coin is also still listed on all major exchanges, which indicates that XLM is far from a dead project.
All this summary means one thing: XLM could live through a couple of orchestrated pumps and, for a regular trader, completely unpredictable, but most of the time it will be a murky side trading with a small volume and no significant interest from the market.
The price will strongly depend on what BTC does and since many analysts think that BTC will not make big moves this year, it is difficult to expect XLM to make them. The price is likely to stagnate and will experience a depreciation or slow appreciation depending on the team’s activity, potential technological breakthrough, or high-level partnership.
Frequently asked questions
Is Stellar Lumen a good investment?
Stellar is, just like all other cryptocurrencies, a risky investment. It has a higher chance of going up than going down because of stellar foundation’s deep pockets and their close connections to IBM.
Is it worth buying Stellar?
We are supporters of moderately risky investments: you invest most of your crypto portfolio in BTC (50%); 35% in a basket of big cap coins (such as XLM) and the rest in small projects with huge increases. So, in this context, it is worth buying XLM.
Is Stellar an ERC20 token?
No, Stellar has its own blockchain and is not connected to Ethereum.
Can Stellar make you a millionaire?
Yes, it is possible, if you own millions of XLM tokens. Right now, you would need about 12 million XLM tokens to be a millionaire. Even if it goes 10x, you would still need millions of tokens to be a millionaire in terms of USD.
How much will Stellar Lumens be worth?
For the short-term future, it’s pretty safe to bet it won’t exceed $1. At $1 for XLM, XLM’s market cap would be just under $18 billion dollars, which is pretty unrealistic from today’s perspective.
Can Stellar Lumens be extracted?
No, Stellar is not a PoW coin.
Can stellar lumens reach $100?
This is highly unlikely as it would mean a price increase of 1500x from current levels. Assuming the BTC/XLM ratio remains the same, it would mean that bitcoin is at $12.5 million per coin. It is out of the realm of rational foresight.