There is a possibility for women to access an old-age pension even without contributions. This is the Social Allowance, a measure intended for those who, despite not having paid contributions during their working life, have reached 67 years of age and are in conditions
of economic difficulty.
In this article, let’s see in detail how the old-age pension works for women without contributions, what are the necessary requirements to access it and how to apply.
What is the Old Age Pension for Women Without Contributions
The old-age pension for women without contributions paid is, in reality, the Social Allowance provided by the INPS. This measure is aimed at those who, having reached 67 years of age, are in precarious economic conditions and are not entitled to other forms of pension. The Social Check does not require paid contributions and is dedicated to Italian, EU or non-EU citizens residing
in Italy.
Now let’s see the details on how it works and who can request it.
How Does the Old Age Pension Work for Women Without Contributions
The Social Allowance is paid by the INPS for 13 monthly payments and is due to all people, including women, who have not accrued sufficient contributions to access an ordinary pension. It is not necessary to have ever worked to receive Social Security, but it is essential to meet certain age, income and residence requirements
.
Let’s find out what the main requirements are.
Social Pension Requirements
To obtain Social Security, women without contributions must meet the following requirements:
- Age: Be 67 years of age or older.
- Income: Social Security is reserved for those with an annual income below the established thresholds. For 2024, the income limit for an individual is set at 6,804.56 euros, while for those who are married or living with another person, the limit
- Citizenship and Residence: You must be an Italian or EU citizen resident in Italy. Non-EU citizens can access Social Security only if they have an EU residence permit for long-term residents and with a residence in Italy for at least 10 continuous years
rises to 12,378.54 euros.
.
How much is the Social Pension
The amount of Social Security for 2024 is 534.41 euros per month for 13 monthly payments, for an annual total of 6,947.33 euros. The amount is subject to annual revaluation based on inflation and may change in 2025
.
Differences with the Casalinghe Pension Fund
The Social Allowance should not be confused with the INPS Household Pension Fund. While the Social Allowance is intended for those who have never paid contributions, the Household Pension Fund requires at least 5 years of paid contributions and allows access to the pension starting at 57, but only if the amount accrued is equal to at least 20% more than the Social Check
.
How to Apply for Social Security
To submit an application for Social Security, it is necessary to follow an online procedure through the INPS portal, using your SPID, the Electronic Identity Card (CIE) or the National Service Card (CNS). Alternatively, it is possible to request assistance through the INPS Contact Center
.
The application can only be submitted after reaching the age of 67.
News for 2025
According to the Government, the Social Security may be subject to a revaluation for 2025, in line with the increase in the cost of living and inflation. The expected adjustment could bring the monthly amount to around 569.38 euros. This measure will be confirmed with the approval of the 2025 Budget Law
.
The Social Allowance represents an important support measure for women without contributions. Thanks to this tool, those who have not earned an ordinary pension can still count on a minimum income. It is essential to be informed about the requirements and to submit the application correctly to the INPS
.