Table of Contents:
Longevity in Italy: a growing phenomenon
In recent years, Italy has seen a significant increase in the number of centenarians, with more than 22,500 people reaching this extraordinary age. This phenomenon is accompanied by an increase of 30% compared to ten years ago, highlighting not only the quality of life, but also the importance of adequate pension planning. Women represent 83% of this population, a fact that further underlines the ‘gender gap’ in terms
of longevity.
The role of pension planning
Retirement planning is essential to ensure a decent standard of living even after retiring from work. According to Moneyfarm, it’s crucial to start planning your financial future as soon as possible. With life expectancy getting longer, it is essential to integrate the public pension allowance with forms of supplementary pension. This approach not only offers economic security, but it also allows you to face any unforeseen events without anxiety
.
The challenges for self-employed workers
The situation is particularly critical for self-employed workers, who can count on a much lower replacement rate than employees. With a net income of 2,000 euros per month, a self-employed worker could receive only 860 euros in pension, making a significant monthly supplement necessary. This scenario highlights the importance of targeted retirement planning, which can guarantee a peaceful future even for those who do not have an employer who contributes to the pension
fund.
The longest-lived regions and territorial disparities
Another interesting aspect concerns territorial disparities in terms of longevity. The regions with the highest concentration of centenarians are Liguria, Molise and Friuli Venezia-Giulia. In addition, ISTAT data show that the northeastern and central provinces have a higher life expectancy at birth. This phenomenon is influenced by various factors, including access to health services and the quality of the environment.
The gender gap in longevity
Finally, it’s important to note that women tend to live longer than men, with a gap of about four years. Girls born in provinces such as Trento can expect to live up to 86.9 years, while those in southern regions have a significantly lower life expectancy. This disparity highlights the need for public health policies that can address regional and gender differences
.
