Reef is a DeFi (decentralized finance) platform built on Polkadot with the intention of being simple, without the barriers and complications found on other platforms. They express the mission of making DeFi easy and accessible to more people and have designed their platform accordingly. 
users can perform cross-chain trading thanks to how Reef Chain integrates with DeFi from Ethereum, Polkadot, Avalanche, Cosmos, and Binance Smart Chain. According to the team, Reef Chain is much more advanced than Ethereum; For example, it has higher transaction throughput and lower transaction fees, and is more efficient with blockchain storage.
In addition to trading, users can take their DeFi applications from Ethereum to the Reef Chain
without having to modify their Solidity code, and soon, they will have access to a liquidity bridge where they can wrap existing DeFi assets and transfer liquidity from Ethereum to the Reef Chain. 
REEF is the native token of Reef Finance and, as we will see soon below, is used for governance and gas fees. It was recently launched on Binance and is available on many DEX (decentralized exchanges).
REEF Price Prediction for the next 90 days
Below we take a look at REEF and review some details and forecasts to estimate a reasonable price for 2021, as well as for the coming years. It should be noted that while price forecasts are data-driven and are often analyzed by AI, they should never be taken as financial advice or a solid foundation for an investment. Users are always advised to do their own research on the projects they wish to invest in.
The entire cryptocurrency world is on the verge of complete collapse. Bitcoin fell 75% from its all-time high amid broader market declines caused by furious inflation and the US Fed’s rate hikes.
When you add the most recent collapses of huge industry players (FTX, Celsius, Moon etc.) into the equation, the horizon is murky and there will be more blood on the streets of the crypto city.
Investors are selling risky assets and moving to more stable markets. Crypto is still perceived as a very risky game and therefore sell off.
Our algo still sees some green in 2023, especially in the second half of the year. This is reflected in our forecast for 2023.
Right now, Bitcoin needs to find a bottom before we can move in the opposite direction and reverse the trend.
Once Bitcoin settles into the new price range, altcoins will start doing the same – we’ve seen this scenario dozens of times in distant and more recent history.
Our price forecasting model is bearish for the next 90 days with a hint of a bull market straddling quarters from Q1 to Q2. We expect whales and other larger players in the market to finish filling their bags around that time, which will cause a typical and sudden crypto spike.
The fundamentals we evaluate are teams, tokenomics, use case, community, marketing efforts, liquidity and availability of exchange, hype and speculative potential, and some other proprietary factors developed in our crypto lab.
REEF is Reef’s native currency and is used for on-chain governance with NPoS (named proof-of-stake) and PoC (proof-of-concept). By participating in governance through staking, users can earn rewards in return. 
They can also be used for transaction fees on the platform, which can come in handy for stakers earning rewards in REEF. The token is also available as ERC-20 on Ethereum and Binance Smart Chain and will be made convertible 1:1 with native Reef Chain tokens. 
According to data collected by Messari and Coinmarketcap:
The maximum supply of REEF is 20,000,000,000
Of which, the current total stands at ~15,934,019,762, with ~12,670,000,000 in circulation.
And a next inflation rate yet to be calculated
Some additional data:
According to Coinmarketcap, the top 10 holders hold ~74.88% of REEFs
Messari calculates its current market capitalization percentage at ~0.0166%
And Coinmarketcap ranks it at ~#136 in the market
There is a fundamental distinction between “maximum supply” and “total supply”. The total supply is the number of tokens created so far, and the maximum bid is the maximum amount there can ever be. Since the maximum bid was determined in the case of REEF, there can be no more than 20,000,000,000 REEF tokens, which means users do not have to worry about unexpected inflation in the future.
Reef was founded by CEO Denko Mancheski in 2020. From a young age Denko was passionate about mathematics, competitive games and computer science. He started programming in high school and would compete in algorithmic competitions for a few years before moving into commercial software development and working for enterprise and healthcare technology companies.  
Being fascinated by fintech, he was interested in blockchain technology from the beginning and saw its potential seeing the difficulty of innovation in fintech due to over-regulation and saturation of the industry. 
Reef was born when it witnessed some problems in the DeFi space, problems such as complexity and technical limitations. He put together what he described as a team of competent people with the ability to execute and, as a result, Reef was born.  
On Twitter it’s where they frequently interact with the public and community, posting updates, statements, news, and more. Their posts are often accompanied by their graphic art styles, sometimes including animations and gifs. They are focused more on their work rather than the token and its price, which is a good indicator and inspires some trust in the team.
Information about their company and team can be viewed on their LinkedIn, and for news and updates, the team uploads short articles to their blog page on Medium.
There’s nothing that stands out in terms of tone of voice; it’s modern and on par with PR standards, though, at times, it includes fashionable vocabulary. Brand image, on the other hand, is on a different level than other projects. Beautiful coral landscapes are often depicted, full of diverse marine life, accompanied by the colors of the coral reef and sunset.
Their Twitter currently has ~178,200 followers, where their tweets receive hundreds of comments and retweets and sometimes even thousands of likes. Their Medium blog page has ~4,800 followers, and the articles posted there see hundreds of applause.
They have a Discord channel that currently hosts ~1,300 members and a Telegram group
With ~38,500 members from all over the world. Finally, ~12,200 members are on the Reef subreddit, where they share news, start discussions, and post memes.
#Reef and $Reef are tweeted several times during the hour.
Overall the community is quite active in different media, and observing their attitudes and comments, it seems that they have a lot of confidence in the project; Which, although a good thing, can turn some channels into echo chambers, where positive and reinforcing news circulates and critical points do not receive enough attention. Newcomers should always be wary of potential emotional distractions before joining groups.
Wallet Exchanges and Support
Currently REEF can be traded on ~26 exchanges, and there are at least 5 widely known and reliable wallets where users can store their REEFs.
Reef Price Prediction 2023
Our forecast model calls for a temporary shift to a bear market in early 2023 before moving to another lead in Q3 and Q4 of 2023.
Reef Finance Market Price Prediction
Here’s what the price predictors predict for REEF:
Wallet Investor expects a price of ~$0.03 (+50%**) to be reached in one year and ~$0.08 (+300%**) in 5 years. It ranks REEF as C in terms of price predictability, which doesn’t mean trust.
Digital currency price*
According to Digital Coin Price, REEF could reach ~$0.03 (+50%**) by the end of
2021 and ~$0.07 (+250%**) by the end of 2026.
Trading Beasts expects a price of ~$0.02 (+0%**) by the end of
2021 and ~$0.05 (+175%**) by the end of 2024.
*These forecasts are only supplementary data and should not be taken as financial advice
**Percentages are based on current value and may change at any time
REEF Forecast 2025 – 2030 – 2040
Our forecasting model sees REEF reaching new highs in 2025:
How much will Reef be worth in 5 years?
The price of Reef Finance in 5 years could be around $ 0.0042, according to the forecast model of CaptainAltcoin.
How much will Reef be worth in 2030?
Our forecast model sees Reef reaching $0.0237 in 2030.
How much will Reef be worth in 2040?
Our forecast model sees Reef reaching $0.0475 in 2040.
Will Reef replace/surpass/surpass Bitcoin?
No, Reef will not replace or exceed BTC.
Can Reef reach $0.10?
Yes, it is possible that Reef could reach $ 0.10 but only in the distant future, after 2030.
Is Reef worth buying?
We are supporters of moderately risky investments: invest most of your cryptocurrency portfolio in BTC (50%); 35% in a basket of large-cap coins and the rest in small projects with huge increases. So, in this context, it is worth buying Reef.
Is Reef a good investment?
Reef is, just like all other cryptocurrencies, a risky investment. It is more likely to go up than down because of the good use case, well-designed tokenomics, active community, and a strong team behind it.
How much will Reef be worth?
For the short-term future, it could reach $0.0014. In the long term (8-10 years), it could rise to $0.0237 or even higher.
Why will Reef succeed and go up in price?
Reef has a good use case, well-designed tokenomics, active community, and a solid team behind it. All of these are a prerequisite for success and that’s why our forecasting model sees Reef rise to $0.0237 in 2030.
Why will Reef go bankrupt and go down in price?
Cryptographic projects fail for various reasons. Some of the most common are: the team goes rogue and abandons the project, regulators declare it illegal and press exchanges to delist it, lack of media attention, more successful competitors, lack of a well-designed marketing strategy, loss of community support, potential vulnerability in the protocol, failure to achieve the minimum development activity foreseen on the protocol, inability to attract new developers to build on their platform.
Can Reef reach $1?
Yes, it is possible that Reef could reach $ 1 but only in the distant future, after 2030.
How high will Reef go?
Our prediction model sees the price of the reef explode and reach $0.0475 in the distant future.
Can Reef Make You a Millionaire?
Yes, if you buy a large enough sum. Don’t expect to invest $100 and become a Reef millionaire. But 100x price explosions are a common sight in crypto, so a $10k investment in Reef could make you a millionaire.
Where and how to buy REEF:
Where to buy REEF:
REEF can be bought and sold on ~26 exchanges including Binance, Uniswap and FTX. 
How to buy REEF:
The process of buying cryptocurrencies may differ from one exchange to another, but here are solid guidelines on how to buy REEF:
- Select an exchange (e.g. Binance) that supports REEF and check KYC (account verification) requirements and available payment methods.
- Create an account on your preferred exchange.
- Buy REEF with your preferred payment method.
Already have an account on an exchange that supports REEF?
- Buy REEF with your preferred payment method.
- Exchange some of your tokens for REEF.
Note: When buying or exchanging tokens, some exchanges may have minimum amounts. In addition, most exchanges issue variable fees for purchases and swaps.
Summing it all
Reef is very versatile and checks most of the boxes for a successful DeFi platform. The interoperability it offers, or the launch of the IDO on ReefStarter, or the waste-free mining… Built with scalability and upgradeability in mind, it laid the foundation for a future-proof platform.
It is a recent project as it was only launched last year and has many features planned to be released in the near future such as NFT baskets, a mobile app and the liquidity bridge. All of these factors support the predictions shared above, making REEF a potentially profitable token.