The proposal to establish the Quota 92 pension, put forward by INPS experts and Alberto Brambilla’s Social Security Itineraries study center, provides for a new form of early retirement.
What is the Quota 92 pension
Quota 92 is a form of pension, currently being proposed, that would allow workers to retire at 67 with at least 25 years of contributions paid. For this reason, it is also called the “67+25” quota.
The proposal aims to replace the Fornero law, which has regulated retirement in Italy since 2011. Quota 92 is proposed as a structural solution, also offering early exit options from 62 or 63 years old with penalties and bonuses for those who postpone their retirement to 72
years.
Requirements for accessing Quota 92
To access the Quota 92 pension, workers must meet the following requirements:
- At least 25 years of paid contributions
- 67 years old
How does the Quota 92 pension work and what changes
The Quota 92 proposal provides for changes to the Fornero law, ensuring flexibility for leaving the world of work and economic sustainability:
- Increase in the contribution requirement to 25 years
- Possibility to retire from 62 or 63 years old with 25 years of contributions, but with a reduction in the pension allowance of 30-35%
- No reduction for those retiring from 67 years of age onwards
- Bonus for those who delay retirement until age 72
Early retirement Quota 92: open ‘nodes’
Quota 92 is considered economically sustainable because the bonuses for those who postpone their retirement would offset the costs of early exits. However, there are doubts about the minimum age for access and the start-up costs. The government seems to prefer the extended Quota 41, which expands the rights of early workers
.
When will Quota 92 take effect
There is still no certainty about the entry into force of Quota 92. It will be necessary to wait for the 2025 Budget Law for confirmation
.
