Instant transfers are a quick and easy way to transfer money from one bank account to another. Thanks to this technology, it is no longer necessary to wait days to receive the money. Fideuram, one of the most important Italian banks, offers the possibility of making instant transfers to its customers. In this article, we’ll explore how instant transfers work with Fideuram and how to make them, as well as examining limits and costs and possible alternatives
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Table of Contents:
What are instant transfers
Instant transfers are a form of money transfer that allows you to make instant payments without any delay. Unlike traditional wire transfers, instant transfers are available 24 hours a day, 7 days a week, including holidays. In addition, thanks to this technology, it is not necessary to indicate the recipient’s IBAN, but the telephone number or email address linked to the bank account is sufficient. Instant transfers are particularly useful for making urgent payments or for resolving unforeseen situations quickly and easily. In addition, instant transfers can be made from any device connected to the Internet, such as a smartphone, tablet
or computer.
How instant transfers work with Fideuram
Instant transfers with Fideuram work thanks to the SEPA Instant Credit Transfer (SCT Inst) technology, a European money transfer system that allows instant payments to be made. To make an instant transfer with Fideuram, you must log in to the bank’s home banking or mobile app, select the ‘Instant Transfer’ option and enter the recipient’s phone number or email address. The recipient will immediately receive the money in their current account, without having to wait for the crediting times of traditional transfers. Instant transfers with Fideuram are available for amounts up to 15,000 euros and are subject to a fee of 1.50 euros per
transaction.
How to make an instant transfer with Fideuram
Making an instant transfer with Fideuram is very simple. First, you must log in to the bank’s home banking or mobile app, enter your login credentials and select the ‘Instant Transfer’ option. At this point, you must enter the recipient’s telephone number or email address, the amount to be transferred and, if desired, a reason for payment. Once the data entered has been verified, it is possible to confirm the transaction and wait for the confirmation of payment. Thanks to SCT Inst technology, the recipient will immediately receive the money in their current account
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Limits and costs of instant transfers with Fideuram
Instant transfers with Fideuram are subject to amount limits and a fixed fee for each transaction. In particular, the maximum limit for each instant transfer is 15,000 euros. In addition, the commission for each transaction is 1.50 euros, regardless of the amount transferred. It is important to underline that instant transfers with Fideuram are available only to bank customers and only for domestic transfers, that is, those made within the Italian territory. In the case of international transfers, it is necessary to use other forms of payment, such as traditional transfers or credit cards
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Alternatives to instant transfers with Fideuram
Although instant transfers with Fideuram are a fast and simple solution for transferring money, there are several alternatives available to bank customers. First, it is possible to use traditional transfers, which have slightly longer crediting times but which are not subject to amount limits. In addition, it is possible to use credit or debit cards, such as Visa or Mastercard, to make payments quickly and securely. Finally, there are also online payment platforms, such as PayPal or Skrill, that allow instant transactions at low costs. Choosing the best alternative depends on the individual needs and preferences of each customer.
In conclusion, instant transfers with Fideuram represent a quick and simple solution for transferring money instantly. However, it is important to evaluate the limitations and costs of this option, in addition to the possible alternatives available. With this information, Fideuram customers can choose the solution that best suits their payment needs
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