In recent years, technological evolution has led to a real revolution in the world of payments and money transfers. Among the new options available, instant transfers represent an increasingly widespread and popular solution. In this article, we will focus on the cost of instant transfers offered by Bper, analyzing in detail how
they work and what alternatives are available.
Table of Contents:
What are instant transfers
Instant transfers are a payment option that allows you to make money transfers in real time, that is, in a few seconds.
Unlike traditional wire transfers, instant transfers do not require processing time, but are executed immediately and are available on the recipient’s account within a few moments. This type of transfer is possible thanks to instant payment technology (TIP), which allows transactions to be carried out instantly 24 hours a day, 7 days a week, even on holidays. Instant transfers are especially useful in emergency situations or when you need to make an urgent
payment.
How Bper instant transfers work
Bper
instant transfers work through the Bper Smart Banking app and the immediate payment service PagoPA. To make an instant transfer, it is necessary to have a current account with Bper and have activated the option for immediate payments. After logging in to the Bper Smart Banking app, it is possible to select the item “Instant transfer” and enter the recipient’s details, such as the account number and the amount to be transferred. Once these steps are completed, the instant transfer is carried out immediately and the recipient receives the money in a matter of seconds. It is important to note that to make an instant Bper transfer it is necessary to pay a commission, which varies depending on the
amount transferred.
How much does a Bper instant transfer cost
The cost of a Bper instant transfer depends on the amount transferred. In particular, for instant transfers of up to 500 euros, the commission is 1 euro. For amounts greater than 500 euros, on the other hand, the commission is equal to 0.20% of the amount transferred, with a maximum of 10 euros. It is important to note that in addition to the instant transfer fee, additional costs such as those related to banking services and internet connection may apply. Before making an instant transfer, it is always advisable to check the costs and conditions applied by your bank to avoid
unpleasant surprises.
How to make a Bper instant transfer
To make an instant Bper transfer, it is necessary to have a current account with the bank and have activated the option for immediate payments. Once these requirements have been verified, it is possible to proceed with the instant transfer. First, you need to log in to the Bper Smart Banking app and select the item ‘Instant Transfer’. At this point, you must enter the recipient’s details, such as the account number and the amount to be transferred. Before confirming the payment, it is possible to verify the amount of the commission applied to the instant transfer. Once these steps are completed, the instant transfer is carried out immediately and the recipient receives the money in
a matter of seconds.
Alternatives to Bper instant transfers
Although Bper instant transfers are a quick and efficient solution for transferring money, there are also other alternatives to consider. One of these is represented by traditional transfers, which, although slower, generally have lower costs than instant transfers. In addition, for large money transfers, it may be convenient to use payment services such as PayPal or Skrill, which allow you to transfer money securely and quickly. Finally, for daily payments, solutions such as an ATM or credit card payment are always available, which allow you to make purchases without having to use
cash.
In conclusion, Bper instant transfers represent a fast and convenient solution for making money transfers. However, it is always important to carefully evaluate the costs and conditions applied by your bank, as well as to consider the alternatives available, based on your needs
.
