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A plan for every goal with joint investments

A mutual fund is a professionally managed company that collects money from many investors and invests it in securities such as stocks, bonds and short-term debt, equity or bond funds and money market funds.

Mutual funds are a good investment for investors looking to diversify their portfolio. Instead of betting everything on one company or sector, a mutual fund invests in different stocks to try to minimize portfolio risk.

The term is typically used in the US, Canada and India, while similar structures around the world include the SICAV in Europe and the open-ended investment firm in the UK.

A plan for every goal with joint investments

Yes, mutual funds are ideal to help you plan your life goals!

Mr. Rajput eventually wants to get away from the city, to a farm in a hill station when he plans to retire after 15-20 years.

Mrs Patel has not received any pension benefits. Although he has savings, he now needs a regular income from his investments to cover his regular expenses.

Ms. Sharma has the surplus money generated by her business and leaves it idle in her bank account. It is required to pay its suppliers and staff only after a few days.

The above could be real-life situations. Is there any option available to these investors?

Yes! Mutual funds!

Mutual funds offer different types of schemes for different types of investment goals. Ex.

Long-term goals such as building a corpus for retirement – Stocks and funds could be considered balanced


Looking to generate income with relatively low risk – You might want to consider a bond fund


Park your surplus money until you decide where to invest it next – You might want to consider a liquid fund

Mutual funds offer different types of investment options to plan your investments, especially when you are clear about your goals.

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